The 15-Minute Money Checkup: How to Stay on Top of Your Money Goals

We all know how busy life can be with work, personal responsibilities, and everything in between. Managing your money might not feel like a priority when your schedule is packed. 

The truth is, it doesn’t have to be time-consuming. With just 15 minutes a week, you can stay on top of your money goals and feel more in control of your finances.

This simple plan will help you stay consistent with your finances without adding any extra stress to your busy life. Here’s how to do it in just 15 minutes a week!

The 15-Minute Money Checkup

Minute 1-3: Review your budget and transactions
Check if your spending aligns with your priorities for the week. If you budgeted ₱2,000 for groceries but spent ₱2,500, identify where you overspent: was it impulse snacks,  unplanned items, or simply grocery items had increased? 

Minute 4-7: Update your money tracker
Next, update your money tracker using an app, spreadsheet, or notebook. If you received a ₱1,000 bonus or spent ₱700 on unplanned transportation, record these amounts. Categorize them under "income" or "expenses" to see how they impact your weekly budget. This gives you a clear picture of your current financial standing.

Minute 8-10: Set one actionable goal
Choose one small, actionable goal to focus on for the week. For instance, commit to saving ₱500 by skipping one dine-out meal or allocate any extra income straight to your emergency fund.

Minute 11-15: Reflect and adjust
Finally, take the last few minutes to reflect on your progress. Ask yourself:

• Did I meet my goal this week?
• What could I improve next week?
• Am I still motivated by my financial goals?

This step is important for ensuring you’re consistently moving forward. If things didn’t go as planned, think about how you can adjust and tackle the week ahead with renewed focus.

Why it works:

This 15-minute plan is quick and simple, helping you stay focused with your goals without disrupting the rest of your daily routine. It also encourages you to build good, consistent financial habits that will pay off in the long run.

So, whether you’re saving for a big purchase, paying down debt, or building an emergency fund, this weekly check-in will keep you on track. Give it a try and see how much easier managing your money can be!

If your weekly check-in reveals you need a little extra budget, SAVii has got your back! Log in to your SAVii dashboard to explore flexible salary loans, manageable payment options, and other financial tools.