Reset Your Money Habits in 5 Days!

We’re halfway through the year! How’s your money journey going?

If your sweldo disappears fast, your savings never seem to stick, or you’re just too tired to plan ahead, don’t be discouraged.  

These moments aren’t failures. They are signs that it’s time for a reset. 

Taking a step back to reflect helps you spot what’s draining your money and energy, giving you space to make the changes towards a financial comeback.  

Start with just one tip a day for 5 days. That’s all it takes to begin moving forward with more confidence and control. 

📱Day 1: Turn off temptation notifications

Mute or turn off push notifications from shopping apps, online stores, or food delivery apps for a day.

Why it works: Less exposure = fewer impulse buys. By cutting the noise of spending temptation, you’re giving your brain a break. This helps you regain control and respond, not react, to money decisions.

📌 Tip: Change your lock screen with a motivational reminder. 

💸 Day 2: Turn your money leak into a challenge

Identify a purchase that’s leaking money, like daily coffee or takeout. Here’s the twist: turn it into a swap challenge:

• Swap cafe takeout for homemade drinks. 
• Cook instead of ordering in. 
• Trade a game purchase for a walk.

Whatever you would have spent, transfer that amount to your savings account ASAP!

Why it works: Swapping builds discipline without deprivation. Your swaps help you be more mindful of spending.

📌 Tip: Challenge a friend or family member to join and compare swaps weekly.

❓ Day 3: Create a spending prompt

Before you spend, pause and ask a question that makes you think twice. You can use AI tools or search online for inspiration. Here are a few to get you started:

1. Will I still want this in 48 hours?
2. Will this get me closer to my savings target?

Why it works: A thoughtful prompt helps break impulse spending. It’s not just about saying “no” but making more intentional choices with your money.

📌 Tip: Set a calendar reminder during payday to trigger your spending prompt.

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🎧 Day 4: Build a money mindset playlist 

Curate a playlist of podcasts, videos, or audiobooks focused on financial wellness, smart spending, or wealth-building. Listen to one episode or track during your commute, workout, or downtime.

Why it works: Consuming positive financial content helps rewire your mindset, keeping you guided and motivated with your goals. 

📌 Tip: Choose content that matches your current focus whether it’s budgeting, investing, or success stories to keep you inspired.

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 👫 Day 5: Invite one person to join your reset

Get a friend, co-worker, or family member to join your money reset. This could be someone who also wants to clean up their finances or someone who can be your accountability partner. 

Why it works: Sharing your progress with someone else strengthens your commitment and provides emotional support throughout the reset.

📌 Tip: Agree on a small reward if you complete the reset like a GCash transfer or a coffee date to celebrate your success.

Remember, it’s all about progress, not perfection. By making intentional changes, you can start to take control of your money journey. 

If you find yourself needing extra help managing your finances, SAVii is here for you. Log in to your SAVii dashboard and explore your options for financial assistance.