SAVii Privacy Policy

1. Preamble

New Cross Credit and Financing Gate PH, Inc., with trade name “SAVii” (the “Company”), operates http://www.savii.io/ (the “Website”). This page informs you of the Company’s policies regarding the collection, use, and disclosure of Personal Information it receives from users of the Website (“Users”) in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173).

2. Changes to Privacy Policy

This Privacy Policy is effective as of June 22, 2021 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. The Company reserves the right to update or change its Privacy Policy at any time and you should check this Privacy Policy periodically.

Your continued use of the Company’s services after its posting of any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If the Company makes any material changes to this Privacy Policy, we will notify you either through the email address you have provided, and/or by placing a prominent notice on the Website.

The Company uses your Personal Information for providing services and improving the Website. By using the Website, you agree to the collection and use of information in accordance with this Policy.

3. Limited Waiver of Rights

The User hereby executes a Limited Waiver of Rights under the Data Privacy Act only to the extent necessary to secure fulfillment of services offered by the Company, and for the following purposes:

• Fulfillment of the purpose(s) for which the data was obtained;
• Compliance with a legal obligation which requires personal data processing;
• Establishment, exercise, or defense of any legal claim;
• Legitimate business purposes of the Company, consistent with the applicable industry standard for personal data retention;
• To apprise the public on matters that have an overriding public interest or concern, taking into consideration the following factors:
  
  • Constitutionally guaranteed rights and freedoms of speech, of expression, or of the press;
  • Whether or not the personal data pertains to a data subject who is a public figure; and
  • Other analogous considerations where personal data is processed in circumstances where data subjects can reasonably expect further processing; and
• As may be provided by any existing law, rules, and regulations.

Provided, that nothing in this agreement is to be deemed as a waiver by the User of the following rights under the Data Privacy Act:

• Right to Information
• Right to Object
• Right to Access
• Right to Rectification
• Right to Erasure or Blocking
• Right to Damages
• Right to Data Portability
• Right to File a Complaint

Should you wish to exercise any of the above rights, please contact the Company  at https://savii.io/contact-us/, and indicate the appropriate right in the request. Your request will be duly endorsed to the office of the Company’s Data Protection Officer for appropriate action.

4. Information Collection and Use

While using the Website, the Company may ask you to provide certain “Personally Identifiable Information” that can be used to contact or identify you. Personally Identifiable Information may include, but is not limited to, your name, address, contact details, birth date, and financial status information (“Personal Information”).

Any information that the Company will collect from its visitors shall be used primarily to give the site editors and administrators an idea of how people use the Website and of the kind of information they are looking for.

5. Communications

Upon obtaining your consent, the Company may use your Personal Information to contact you with newsletters, marketing, or promotional materials, depending on your preferences. Should you be required to provide additional Personal Information, that information will only be used for the specified purpose indicated.

6.The Information We Collect

The Company collects personal identification information from Users in a variety of ways, including, but not limited to, when Users visit the Website and subscribe to the Company newsletter, send feedback, or post comments, or avail of the Company’s services.

The Company collects non-personal identification information about Users whenever they interact with the Website for analytics purposes. Non-personal identification information may include the type of browser used to access the Website, the type of computer or device, and other technical information used as the means of connection, such as the operating system. This type of information cannot be used to identify individual visitors.

7. Log Data

Like many site operators, The Company collects information that your browser sends whenever you visit the Website (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, and the pages of our Website that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

8. Web Browser Cookies

The Website may use “cookies” (small information files) to enhance user experience. A web browser stores cookies on a User’s hard drive for record-keeping purposes. A User may choose to set their web browser to refuse cookies or to send alerts if cookies are being sent. Use of cookies is widespread and common in the use of the internet.

9. How We Use Your Information

The information the Company collects on the Website shall be used primarily for the following purposes:

• To improve the website: Information such as pages most frequently visited and technology used to access the Website may help the Company determine which aspect of Website development or content creation to prioritize. Feedback from User emails may also be used for such purposes.
• To send periodic communication: The Company may use the email address and contact numbers provided by a User to respond to inquiries, questions, and/or other requests. If a User decides to opt in to the Company’s mailing or contact lists, they will be sent emails that may include news, updates, or other information. When addressing inquiries or concerns sent to the Company through email, officers may endorse a User’s message, along with their information to other government agencies. Should you wish to exempt your information from this practice, please indicate as much in your correspondence.

The information the Company collects from your loan application shall be used primarily for loan processing, specifically, borrower identification, loan solicitation, credit assessment, loan origination, repayment, debt collection, and remedial measures. For a more detailed description of the processes the Company utilizes when processing a loan application, please refer to its  Process Summary Page.

10. How We Share Personal Information with Other Parties

The Company may share the Personal Information we collect from you on this website with:

• Service providers under contract who help with parts of  the Company’s business operations such as fraud prevention, payment services, debt collection, marketing and technology services. These service providers may only use your information in connection with the services they perform and not for their own benefit;
• Financial institutions with which the Company partners with, in conformity with any applicable law or regulation;
• Law enforcement, government officials, or other third-parties when:
  
  • The Company is compelled to do so by a subpoena, court order, or similar legal procedure; 
  • The Company believes in good faith that the disclosure of Personal Information is necessary to prevent physical harm or financial loss; or
  • When reporting suspected illegal activity or to investigate violations of the Terms of Use or this Policy; or
• Other third-parties with your consent or direction to do so.

The Company will not sell or rent any of your Personal Information to third-parties for their marketing purposes and only shares your Personal Information with third-parties as described in this Policy. If there is an actionable breach involving your Personal Information, we will notify you within 72 hours.

11. Suppliers and Other External Organizations

The Company may share your Personal Information with suppliers who provide services to the Company and who require access to your Personal Information in order to process it pursuant to any contracts or services you have requested or contracted through us. For this purpose, your information shall be deemed as “Customer-permissioned data” under BSP Circular No. 1122. 

Such suppliers include: brokers, lenders, and providers of insurance and other financial products. The Company will only share your Personal Information with suppliers in order to provide you with the products and/or services that you applied for. The Company will share your Personal Information (name, email address, mobile number, date of birth, and such other information as may be required) with its partner brokers and insurers if you are claiming any insurance products they may be offered from time to time.

12. Information Protection

This Website has security measures in place to help protect against the loss, misuse and alteration of the information under the Company’s control. However, no such measures are 100% secure. As such, Users are advised to practice safe internet browsing activities and take reasonable measures for their own personal information protection.

13. Contact Us

If you have any questions or concerns, please contact https://savii.io/ph/contact-us/. For concerns regarding your rights under the Data Privacy Act, please indicate such in your subject header, and your communication will be forwarded to the office of the Data Protection Officer.