SAVii Privacy Policy

1. Preamble

New Cross Credit And Financing Gate PH, Inc. (“We” or “SAVii”) operates http://www.savii.io/ (the “Site”). This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site in accordance with the Data Privacy Act of 2012 or Republic Act 10173.

2. Changes to Privacy Policy

This Privacy Policy is effective as of June 22, 2021 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically.

Your continued use of SAVii’s services after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, and/or by placing a prominent notice on our website.

We use your Personal Information for providing SAVii services and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.

3. Limited Waiver of Rights

The user hereby executes a Limited Waiver of Rights under the Data Privacy Act only to the extent necessary to secure fulfillment of services offered by SAVii, according to the following criteria:

• Fulfillment of the purpose(s) for which the data was obtained;
• Compliance with a legal obligation which requires personal data processing;
• Establishment, exercise, or defense of any legal claim;
• Legitimate business purposes of SAVii, consistent with the applicable industry standard for personal data retention;
• To apprise the public on matters that have an overriding public interest or concern, taking into consideration the following factors:
  • Constitutionally guaranteed rights and freedoms of speech, of expression, or of the press;
  • Whether or not the personal data pertains to a data subject who is a public figure; and
  • Other analogous considerations where personal data are processed in circumstances where data subjects can reasonably expect further processing; and
• As may be provided by any existing law, rules, and regulations.

Provided, that nothing in this agreement is to be deemed as a waiver by the user of the following rights under the Data Privacy Act:

• Right to Information
• Right to Object
• Right to Access
• Right to Rectification
• Right to Erasure or Blocking
• Right to Damages
• Right to Data Portability
• Right to File a Complaint

Should you wish to exercise any of the above rights, please contact us at https://savii.io/contact-us/, and indicate the appropriate right in the request. Your request will be duly endorsed to the office of our Data Protection Officer for appropriate action.

4. Information Collection and Use

While using our Site, we may ask you to provide us with certain “Personally Identifiable Information” that can be used to contact or identify you. Personally Identifiable Information may include, but is not limited, to, your name, address, contact details, birth date and financial status information (“Personal Information”).

Any information that SAVii will collect from its visitors shall be used primarily to give the site editors and administrators an idea of how people use SAVii and of the kind of information they are looking for.

5. Communications

Upon consent of the user, we may use your Personal Information to contact you with newsletters, marketing or promotional materials, depending on your preferences. Should you be required to provide additional Personal Information, that information will only be used for the specified purpose indicated.

6.The Information We Collect

We collect personal identification information from users in a variety of ways, including, but not limited to, when users visit our Site and subscribe to our newsletter, send feedback, or post comments or avail of SAVii services.

We collect non-personal identification information about users whenever they interact with the Site for analytics purposes. Non-personal identification information may include the type of browser used to access the siteSite, the type of computer or device, and other technical information used as the means of connection, such as the operating system. This type of information cannot be used to identify individual visitors.

7. Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, and the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

8. Web Browser Cookies

The Site may use “cookies” (small information files) to enhance user experience. A web browser stores cookies on a user’s hard drive for record-keeping purposes, e.g., cookies help a website determine if a user is a returning or first-time visitor. A user may choose to set their web browser to refuse cookies or to send alerts if cookies are being sent. Use of cookies is widespread and common in the use of the internet.

9. How We Use Your Information

The information we collect on the website shall be used primarily for the following purposes:

• To improve the website: Information such as pages most frequently visited, and technology used to access the website, may help the site handlers determine which aspect of site development or content creation to prioritize. Feedback from user emails may also be used for such purposes.
• To send periodic communication: We may use the email address and contact numbers provided by a user to respond to inquiries, questions, and/or other requests. If a user decides to opt in to our mailing or contact lists, he or she will be sent emails that may include news, updates, or other information. When addressing inquiries or concerns sent to us through email, our officers may endorse a user’s message, along with his or her information to other government agencies. Should you wish to exempt your information from this practice, please indicate as much in your correspondence.

The information we collect from your loan application shall be used primarily for the following purposes:

• Loan Processing: Specifically, Borrower Identification, Loan Solicitation, Credit Assessment, Loan Origination, Repayment, Debt Collection, and Remedial Measures. For a more detailed description of the processes SAVii utilizes when processing a loan application, please refer to our Process Summary Page.

10. How We Share Personal Information with Other Parties

We may share the Personal Information we collect from you on this website with:

• Service providers under contract who help with parts of our business operations such as fraud prevention, payment services, debt collection, marketing and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
• Financial institutions with which we partner, in conformity with any applicable law or regulation.
• Law enforcement, government officials, or other third-parties when:
  • We are compelled to do so by a subpoena, court order or similar legal procedure; or
  • We believe in good faith that the disclosure of Personal Information is necessary to prevent physical harm or financial loss;
• We report suspected illegal activity or to investigate violations of our User Agreement.
• Other third-parties with your consent or direction to do so.

SAVii will not sell or rent any of your Personal Information to third-parties for their marketing purposes and only shares your Personal Information with third-parties as described in this policy. If there is an actionable breach of your Personal Information, we will notify you within 72 hours.

11. Suppliers and Other External Organizations

We may share your Personal Information with suppliers who provide services to us and who require access to your Personal Information in order to process it pursuant to any contracts or services you have requested or contracted through us. For this purpose, your information shall be deemed as ‘Customer-permissioned data’ under BSP Circular No. 1122. Our suppliers include: brokers, lenders, and providers of insurance and other financial products;. We will only share your Personal Information with our Suppliers in order to provide you with the products and/or services that you applied for. We will share your Personal Information (name, email address, mobile number, date of birth and such other information as may be required) with our partner Insurance Brokers and Underwriters if you are claiming any insurance products they may be offered from time to time.

12. Information Protection

This site has security measures in place to help protect against the loss, misuse and alteration of the information under our control. However, no such measures are 100% secure. As such, users are advised to practice safe internet browsing activities and take reasonable measures for their own personal information protection.

13. Contact Us

If you have any questions or concerns, please reach us at https://savii.io/ph/contact-us/. For concerns regarding your rights under the Data Privacy Act, please indicate such in your subject header, and your communication will be forwarded to the office of our Data Protection Officer.