5 Tips to Grow Your Wealth for 2026

Your financial breakthrough is just around the corner! Now is a great time to start planning how to build wealth, and we want to show you how easy it can be to accelerate your progress. Here are five realistic tips to grow your money in 2026. 

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Make your goals easy to reach

Break your goals into different levels so they are easier to follow as you build your wealth.

• SOON: This includes small wins like reducing your monthly coffee expense or meeting a weekly savings goal—as small as ₱2,000 is a good start!  

• LATER: Identify your targets in the next 2 to 3 years. It can be travel, a major purchase, or saving up for a home down payment.

• LONG-TERM: This can range from investment properties, your child’s future education, or a comfortable retirement. 

Enforce savings

It takes strong discipline to reach financial goals, and building that discipline begins with a consistent savings habit. It’s as easy as starting small with just ₱100 set aside per day. This habit will eventually translate to ₱18,100 by mid-year and ₱36,500 by the end of the year!

Leverage digital banks

Reach your goals faster by leveraging high-interest digital banks for bigger returns. Compared to traditional banks, some digital platforms in the Philippines offer interest rates of up to 3.5% per annum!

Add income streams

You can monetize your skills through in-demand freelancing jobs like online tutoring, content writing, graphic design, or virtual assistance on top of your main job. The more experiences you gain, the higher rate you can demand in the future. 

A small, home-based food business is another source of funds. For as low as ₱2,000, you can earn from selling Filipino street food favorites, local snacks, simple rice meals, or refreshing drinks. 

Some brands also offer low-capital reseller opportunities, which can be bought in a bulk package and sold at a reasonable markup.

Build an investment portfolio

Think of your long-term targets; these will be your north star in building your investment portfolio. What’s good is that you can start investing for as low as ₱500 to ₱5,000! 

Your money can grow passively at lower risk as some traditional banks offer 2.5% to 4.5% interest rates in time deposits, while other government institutions provide a five-year term voluntary investment option, with an annual interest rate of up to 7%.

Building wealth does not happen overnight. Overall, it is a combination of small yet consistent efforts alongside continuous financial learning. And if you need a little support along the way, SAVii is here to help.

Grow your wealth for 2026.

Download the SAVii App today!