#LetsBeatFraud: Are you an easy target for scammers?
With over 70 million Filipinos going online, the risk of falling victim to scams has never been higher. According to cybersecurity firm Kaspersky, 1 in 3 Filipinos have been a victim of an online scam, and around 53% of the survey respondents reported receiving phishing emails.
To avoid becoming a statistic, it’s crucial to know the factors that make you more vulnerable to being scammed. Read on to learn more about these risk factors and how to protect yourself from scams:
Lack of awareness
If you’re unaware of the different types of scams and the tactics scammers use, you’re more likely to fall for them. Scammers can use a variety of tactics to trick you such as creating fake websites or pretending to be someone you know.
Research has shown that older adults are more likely to be scammed than younger adults. This may be due to a lack of knowledge about the latest scams or because they’re more likely to have a nest egg that scammers want to target.
Scammers often prey on people who are going through a difficult time such as a separation or the loss of a loved one. They use emotional manipulation to gain trust and take advantage of the situation.
If you’re overconfident in your ability to spot a scam, you may be more likely to fall for one. Scammers are experts at using social engineering to gain your trust and even the most vigilant person can be fooled.
If you’re prone to making impulsive decisions, you may be more vulnerable to scams. Scammers often create a sense of urgency to get you to act quickly, without thinking things through.
So, how can you protect yourself from being scammed? Here are some tips
- Stay informed: Keep up to date with the latest scams and tactics used by scammers.
- Don’t be afraid to ask for help: If you’re not sure whether something is a scam or not, ask a trusted friend or family member for their opinion.
- Think before you act: Don’t make impulsive decisions, especially if they involve money.
- Don’t share personal information: Be cautious about sharing personal information online or over the phone.
- Trust your instincts: If something seems too good to be true, it probably is.
It’s important to assess your vulnerability to being scammed and take steps to protect yourself. Every small conscious effort can reduce your risk of falling victim to a scam.
As the preferred Salary Finance Platform, we’re also here to help you prevent fraud attacks. We employ strict security measures to ensure that your personal and financial information is protected at all times, giving you peace of mind and an added layer of protection against scams. Together, #LetsBeatFraud!