[vc_row][vc_column][stm_spacer height=”150″ height_mobile=”-100″][vc_custom_heading source=”post_title” font_container=”tag:h4|text_align:center|color:%233f3f3f” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal”][/vc_column][/vc_row][vc_row][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_single_image image=”14221″ img_size=”large” alignment=”center” css_animation=”none”][stm_separator color=”custom” style=”style_3″ custom_color=”#0d97ff” sep_width=”200px” sep_height=”10px” sep_css=”.vc_custom_1571309810608{margin-top: 20px !important;}”][vc_raw_html]JTVCRElTUExBWV9VTFRJTUFURV9TT0NJQUxfSUNPTlMlNUQ=[/vc_raw_html][vc_column_text]Is there a sudden financial emergency? Are you about to send your child to school? Have you finally decided on buying your dream gadget?
Whether for an emergency, a need or a want, where you get the money is something you should always consider. This begs the question:[/vc_column_text][vc_column_text]Should I take a loan or use my savings? 
While it seems that the obvious and convenient choice is to use your savings, you might want to consider taking a loan instead.
Here are 5 good reasons why: [/vc_column_text][vc_column_text]1. You get to be more flexible. 
Taking a loan allows you to be more flexible when it comes to spending. Your available savings might be limited, which doesn’t give you a lot of options. When dealing with financial matters, especially if it’s an emergency, it’s best to have a little bit more than just the exact amount. [/vc_column_text][vc_column_text]2. You don’t get to touch your savings.
You get to keep your savings! Taking a loan won’t make a dent in your savings, which will be beneficial for you in the long run. After all, you get to continue saving up for a bigger investment in the future. Also, you won’t be discouraged since you don’t have to worry about starting to save from scratch again.[/vc_column_text][vc_column_text]3. You become more disciplined.
It may not be evident right away, but taking a loan will teach you to be more disciplined when it comes to spending and managing your money. Taking a loan forces you to stay on top of your financial transactions, which in return lets you become more financially savvy.[/vc_column_text][vc_column_text]4. You improve your credit score.
Taking a loan and getting to pay it back within the payment terms will improve your credit score, which will be beneficial for future loans of yours. It’s never too early to build a good relationship with your loan provider. [/vc_column_text][vc_column_text]5. You can get the money within 24 hours.
At Uploan, we make sure that our borrowers have access to fair, convenient, and affordable salary loan options. With the lowest interest rates possible starting at 0.5% and 24-hour fast disbursement, getting the necessary funds has never been this easy. If you need to take a loan, you can do so here.[/vc_column_text][vc_column_text]*24-hour fast disbursement is applicable during regular working days only. 
Your savings are meant to be used for a specific purpose in the future. They’re meant to be added to instead of taken from during rainy days. With these tips, we hope that you’ll learn how to treat your savings as an “untouchable” and as a last resort. At the end of the day, what matters most is that you get to deal with your emergency, address your need, and satisfy your want. [/vc_column_text][vc_raw_html]JTVCRElTUExBWV9VTFRJTUFURV9TT0NJQUxfSUNPTlMlNUQ=[/vc_raw_html][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_row disable_element=”yes” shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″][vc_column][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]